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Saturday 10 November 2012

Guide on Home Owner

parliamentary information office: How long before the socialist agenda in Britain marks out homeowners as the eliteist few deserving of the odd brick though the window and key scratch along the side of the car. As Obama has proved the dead beats are in the ascendency and will drive their own envious agenda. Labour started the trend by placing social housing in the middle of hitherto desirable residential estates.
Better to not display your hard working credentials and rent something low key in a drab area to show solidarity.



parliamentary information office: Declining home ownership is the result of changing demographics.
Quite litterally, the British "Middle-classes" have been decimated.
Gone are the business owners and professional engineers, say Hello to the call-centre tele-marketeers and Hamburger flippers.

We are now in a country that has urgent need of swathes of new council houses, but we need to destroy swathes of owner-occupied suburbia to build them.
Demand for council houses (and for mansions for the super rich is at an all-time high ), but gone is the demand for middle class family homes. Sure, people do want to own them, but those that do cannot afford them.
Our public sector professionals can still afford them, but how much longer can we afford THEM ?

Home ownership will eventually die, as our nations skill-set gets lower and lower.

   




parliamentary information office: With the internet you can find out some interesting things but would need to be careful about what some websites publish as it can be misleading.
I have just checked out the annual incomes for the work we did when we started out decades ago. I then looked on the internet for the current price of our first home and for a mortgage calculator for the monthly cost over the same pay back period.
The result is, when we started out decades ago, the monthly cost of the mortgage was one month's full income after tax(mine). The cost now per the mortgage calculator would be half of one months income after tax(my old job at the current income today) with a very much lower interest rate. If you get five minutes try it and see if you get a similar result. Here is a link to the mortgage rates over the decades. When the interest was in double numbers, inflation was nearly 20% also.




parliamentary information office:

Oh where to start... home ownership provides stability, community and property. The state hates all of those.  Permanance is power, as Humph has said. If people live together they form a community. A community acts together for it's own good.

No, far better to have division within that community, split it up, shift people from 'outside' into it. Division causes conflict and strife. Difference allows room for someone else, someone stronger to step in.

At every level the family, the community is under constant barrage from government which is acting solely to it's own agenda of divide and conquer, but instead of guns, it uses legislation.



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